Use For Whatever You Need
Take advantage of a home equity loan for home improvements, debt consolidation, education or even that big purchase you've been waiting to buy.
Surprisingly Low Interest Rates
The interest rate you will pay on personal home equity loans is lower than the interest rate you would be paying on most credit cards and other forms of personal loans.
We'll Pay Your Closing Costs
Generations will cover your closing costs allowing you to save hundreds of dollars up front.
Generations Home Equity Loans
You've built equity into your home and now is the time to use it. Whether you want to upgrade your home, pay off your debt or get your kids through college, Generations' Home Equity Loans give you access to the funds with competitively low rates.
We are an Equal Opportunity Lender. The credit union makes loans and extends credit without regard to race, color, religion, national origin, sex, handicap, or familial status.
To be eligible for these products and services, you must live, work, worship, volunteer or attend school in Bexar County, Texas. Family of current members are also eligible for membership.
*All loans subject to approval. Minimum $8,000 loan for minimum 5 year term. Subject to review and acceptance of property appraisal/valuation. Maximum loan-to-value is 80% of appraised value. Members may refinance an existing home equity loan with Generations Community Federal Credit Union after one year with a minimum of $15,000 added to the loan and minimum 10 year term. Rates and terms may vary based on creditworthiness. All loans subject to standard underwriting criteria. Rate discount available for applying via telephone or online, and closing via mail, facsimile or online. Rates and terms may vary based on creditworthiness. See our official rules for complete details.
Find Out What Your Home Equity Loan Will Cost
Benefits of a Generations Home Equity Loan
Do you have an ugly room in your home? You know, that kitchen you've been wanting to update for years or that bathroom that could use a fresh coat of paint. Through May only, when you're approved for a GFCU Home Equity Loan you could win a $1,500 Home Depot gift card or a $1,000 Furniture Row gift card to get your project started. All you have to do is send us a photo of the ugliest room in your house and your plans for renovation. We'll choose the ugliest room as our winner!
Ugliest Room Contest!